Great Coverage, Fewer Claims, Safer Employees
The MRM Trusts enable Pennsylvania municipalities and authorities to pool their resources so they can cost-effectively meet their workers’ compensation, property and liability insurance requirements.
MRM works to identify and monitor emerging risks, and develops coverages and resources to address them. Our programs are supported by expert claims management and legal defense, specialized education and training, and personalized risk management services — helping to improve the Trusts’ performance through reduced losses.
The MRM Workers’ Compensation Pooled Trust is a proven, long-term solution for managing municipal Workers’ Compensation costs.
It is administered and serviced by professionals with experience in municipal law and local government risk management and offers eligible entities a complete managed care program designed to reduce costs, risks, and return surplus funds to members in the form of annual dividends.
The MRM Property & Liability Trust offers a wide range of essential and required insurance coverages, including Pennsylvania-specific coverage. It is designed to provide property, boiler & machinery, crime, inland marine, automobile, general and excess liability limits at competitive premium levels. In addition, its loss prevention, inspection and claims handling services help to reduce risks and costs so members can share in the financial benefits of the Program’s annual dividend payments.
It is administered and serviced by professionals from HUB Three Rivers with experience in municipal law and local government risk management.