TRUSTS

Exceptional Programs that Put Members’ Interests First

The two MRM Trusts enable Pennsylvania municipalities and authorities to stay protected and save money, while offering members additional, unique benefits.

Membership Benefits
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MRM Programs and Services

Great Coverage, Fewer Claims, Safer Employees

The MRM Trusts enable Pennsylvania municipalities and authorities to pool their resources so they can cost-effectively meet their workers’ compensation, property and liability insurance requirements.

MRM works to identify and monitor emerging risks, and develops coverages and resources to address them. Our programs are supported by expert claims management and legal defense, specialized education and training, and personalized risk management services — helping to improve the Trusts’ performance through reduced losses.

MRM Workers’ Compensation Pooled Trust
MRM Workers' Compensation Trust

The MRM Workers’ Compensation Pooled Trust is a proven, long-term solution for managing municipal Workers’ Compensation costs.

It is administered and serviced by professionals with experience in municipal law and local government risk management and offers eligible entities a complete managed care program designed to reduce costs, risks, and return surplus funds to members in the form of annual dividends.

Claim Information

MRM Property & Liability Trust
MRM Property and Liability Trust

The MRM Property & Liability Trust offers a wide range of essential and required insurance coverages, including Pennsylvania-specific coverage. It is designed to provide property, boiler & machinery, crime, inland marine, automobile, general and excess liability limits at competitive premium levels. In addition, its loss prevention, inspection and claims handling services help to reduce risks and costs so members can share in the financial benefits of the Program’s annual dividend payments.

It is administered and serviced by professionals from HUB Three Rivers with experience in municipal law and local government risk management.

Financial Benefits of the Trusts

Excess funds are returned directly to the members and can be used to help balance budgets, fund special projects, purchase new equipment, avoid tax increases or reduce the cost of municipal insurance programs.

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